I have been in the Financial Services industry since 1986 starting as an insurance underwriter with Prudential moving into the role of Financial Adviser in 1990.
Following promotion in 1994 I had 4 years as a Sales Manager running a team of advisers in the Perth area.
In 1998 I set up my own business as an Independent Financial Adviser successfully operating from an office base in Perth and over a number of years I have successfully building up a large and loyal client base largely through personal recommendations.
Along the way I gained the Chartered Insurance Institute’s Level 4 Diploma in Financial Planning and in 2019 I sat and passed the AF7 qualification via the Chartered Insurance Institute meaning that I now have the specialist knowledge and skills needed for advising on the transfer of safeguarded pension benefits such as Final Salary Pension Schemes.
For many years now I have provided my clients with mortgage advice helping them to purchase or remortgage their home or let properties.
In 2013 I joined St. James's Place Wealth Management as a Partner with the primary objective of being able to offer my client’s the best possible service by taking advantage of the investment management approach. To date all at DFS Financial Consultancy and our clients who have been introduced to St. James's Place have enjoyed the experience and we are all looking forward to what lies ahead.
I am married to Debbie and the two youngest kids Sophie and Caragh live with us in St Madoes, Perth. My eldest kids Sean and Hannah have their own homes having first taken the appropriate mortgage advice from their father of course.
We spend much of our leisure time pursuing the various sporting activities we are involved in from the gym to golf.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.